My WordPress Website ? Your Car Insurance Plan

Every year, more drivers travel the highways. As this number goes up, the chances of a car collision will also increase. If you get in a car wreck, the auto insurance you have can make a large difference in what happens next. So how can you figure out which type of insurance you need and how much you should buy? Insurance requirements vary by state/province, but usually include the following: Liability: It pays for the expenses you have caused to others in a car collision, including property damage and injury. Damages from bodily injury include medical expenses, lost wages, and pain and suffering. Property damage includes car repair costs and loss of use of property. If you are sued, this type of insurance can pay for your court costs. Recommended, higher levels of liability insurance are available that cover more than the lower, state-mandated insurance. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. Local government usually sets minimum amounts. Medical Payments: This coverage is available in states that are not considered no-fault; it pays despite who carries responsibility for an accident. If this type of coverage is purchased, the insured person will receive coverage for necessary medical and funeral costs. Collision: This pays for damages to your car caused by a collision. Comprehensive: Protect your car from all non-collision damages when you buy this type of coverage. This may include protection from robbery, vandalism, and weather damage. Uninsured Motorist: This pays for repair and replacement costs when someone with insurance is injured in a crash caused by another person who does not have insurance. Under-Insured Motorist: This pays for damages when an insured person is injured in a crash caused by another person who does not have enough liability insurance to cover the total cost of the damages. Emergency road service, car rental, and other varieties of coverage can also be purchased. Your car insurance payments varies based on the company and will depend on multiple factors, such as: * What coverage you choose * The type of the car you drive * Whether or not you have been in an accident * Your age, sex and marital status * Where you live Don?t wait around to buy auto insurance; you should never be on the road without it. Review your needs, research your options, and with the help of your insurance agency, choose the option that fits you best. State Farm Insurance Silver Spring MD

Source: http://cspangeek.com/your-car-insurance-plan-7/

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